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Giving birth costs $18,865 on average, including prenatal treatment, delivery, hospital stays, and postpartum and newborn care.1
Many health insurance plans cover a large portion of pregnancy- and birth-related care, but the out-of-pocket costs can add up to $2,854 on average.1
Even after health care bills are paid, parents can expect to spend an average of more than $22,850 per year to raise their child.2
40% of new mothers struggle to pay medical bills after giving birth.3
Hospital indemnity coverage offers cash benefits to help cover additional expenses not paid by insurance, while short-term disability helps replace income lost from missing work time. That means less financial stress for new parents, who can use the cash benefits to help cover hospital bills, newborn appointments, diapers and more.
Ready to add to your bundle of benefits? Contact your Aflac benefits advisor or visit Aflac.com/business.
Companies choose to make Aflac policies available to increase benefits options without impacting their bottom line.
1 Forbes Advisor. “How Much Does It Cost To Have A Baby?” Published 4.28.25. Accessed 7.23.25.
2 Parents. “A State-by-State Breakdown of Exactly How Much It Costs to Raise a Child.” Published 2.20.25. Accessed 7.23.25.
3 Healthday. “Childbirth Can Bring Worrying Medical Bills, Even With Insurance.” Published 11.8.24. Accessed 7.23.25.
Content within this infographic is provided for general informational purposes and is not provided as tax, legal, health or financial advice for any person or for any specific situation. Employers, employees and other individuals should contact their own advisers about their situations. Aflac coverage may not be available in all states. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions. For availability and costs of Aflac insurance, please contact your local Aflac benefits advisor. Individual Aflac Hospital plans: In Delaware, Policies B40100DE & B4010HDE. In Idaho, Policies B40100ID & B4010HID. In Oklahoma, Policies B40100OK & B4010HOK. In Virginia, Policies B40100VA & B4010HVA.
Individual Aflac Short-Term Disability plans: In Delaware, Policies A57600DE & A57600LB. In Idaho, Policy A57600IDR. In Oklahoma, Policies A57600OK & A57600LBOK. In Virginia, Policies A57600VA & A57600LBVA. Individual coverage is underwritten by American Family Life Assurance Company of Columbus. Group coverage is underwritten by Continental American Insurance Company (CAIC), a wholly owned subsidiary of Aflac Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For individual coverage in New York or coverage for groups sitused in New York, coverage is underwritten by American Family Life Assurance Company of New York.
Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999
Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211
Continental American Insurance Company | Columbia, SC
Z2400742R1
EXP 8/26
